Frequently Asked Questions

Answers to the most common questions about our HOA. Got a question? Send us a message.

Is Roses Bluff located in the city limits of Madison?

While Roses Bluff’s mailing address is Madison, Mississippi 39110, it is located in Madison County, and is outside the city limits of Madison.

What is a Homeowner Association?

An HOA or Homeowner Association is a legal entity created to manage and maintain the common areas of a community. Typically these “common areas” consist of things like pools, clubhouses, landscaping, parks, streets, and roads. HOAs can consist of single family homes, condominiums, or town homes and are typically set up by the original developer of the community with a set of rules called “Declaration of Covenants, Conditions, and Restrictions” otherwise known as “CC&Rs.” One of the primary functions of the HOA is to enforce and ensure that these “CC&Rs” are adhered to by the individual homeowners. The guiding principals of these regulations are normally to help maintain property values and the quality of life within the community.

How much are annual assessment dues and when are they payable?

The annual assessment for 2023 is $1,785 and is payable in full by January 31, 2023. The annual assessment is subject to increases based on inflation index changes.

How do I pay my annual assessment dues?

Each December, the Association’s Treasurer will send you an invoice for the next year’s assessment. The invoice will indicate how to make your check payable and where to mail it.

If I buy a home within an HOA, do I have to belong to the HOA?

Yes, the only way an HOA can work correctly is if everyone who lives within its boundaries belongs to the HOA and pays dues.

How can I get a copy of the HOA documents for Roses Bluff?

Visit our Covenants page to view, print, and download documents.

“Working” versions of these documents were created by scanning copies of the originals on file in the Madison County Court House, Canton, MS. The filed copies are the only official versions of these documents. Fonts and layouts have been reformated, and page numbers may not correspond with those in the file copies.

What are the Covenants?

The Covenants, Conditions, and Restrictions (CC&Rs) are the governing legal documents that set up the guidelines for the operation of the planned community as a non-profit corporation. The CC&Rs were recorded by the County recorder’s office of the county in which the property is located and are included in the title to your property. Failure on the part of a homeowner to abide by the CC&Rs may result in a fine to the homeowner by the Association. Covenants can be viewed here.

What are the Bylaws?

The Bylaws are the guidelines for the operation of the non-profit corporation. The Bylaws define the duties of the various offices of the Board of Directors, the terms of the Directors, the membership’s voting rights, required meetings and notices of meetings, and the principal office of the Association, as well as other specific items that are necessary to run the Association as a business.

What happens if I don’t pay my Dues?

The maintenance and management services incurred by the Association are dependent upon timely receipt of assessments due from each homeowner. Late payments will result in a late charge. The CC&Rs allow the Association to assess late charges and to proceed with a lien on your property and even foreclosure proceedings for nonpayment of assessments.

What if I have a problem with loud neighbors, animals not on a leash, or extreme concerns that require immediate attention?

We suggest that in circumstances that require emergency assistance that homeowners use their right to be safe and call the proper authorities in extreme cases. For instance, if a dog is running loose, animal control needs to be contacted, or if you notice a suspicious vehicle in the community, the Madison County Sheriff’s Department needs to be contacted.

If I am having a problem with a neighbor for a violation of the Policies and Guidelines, what can I do?

If residents cannot resolve a situation between themselves, then turn to your Association’s Board of Directors. Should you have a situation that does not appear to be resolved through neighborly means, please contact us. If the situation is deemed in violation of the Association’s Policies and Guidelines, the Board of Directors will institute an appropriate enforcement action. Your continued assistance may be required. Please note that if the situation does not violate any of the Associations Policies or Indentures, the Association will be unable to take any action against the accused. In this instance, we recommend your contact the Madison County Sheriff’s Department for further assistance.

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